Aetna - The total solution for your benefits needs, Aetna has been in business for 150 years and is one of the nation's leading providers of health care, dental, pharmacy and ancillary products. Together with Aetna you have the power to design a complete benefits program that meets your client's specific needs.

Aetna's products include the full range of health insurance, including dental and pharmacy benefits. Products range from HMO, POS, PPO and indemnity plans, as well as group insurance products such as life, disability and long-term care insurance. There is a plan type for every employer group and Aetna also offers a variety of preventive and wellness programs.
www.aetna.com

AmeriHealth is a growing group of health care plans with its base in the states of New Jersey, Delaware and Pennsylvania, which has grown to more than 265,000 members since its inception in 1995. AmeriHealth offers an HMO; a Preferred Provider Organization (PPO); traditional coverage; a Medicare risk program for the senior market; AmeriHealth Mercy Health Plan for Medicaid recipients and a third party administration plan, AmeriHealth Administrators. www.amerihealth.com

CIGNA -A Business of Caring. CIGNA HealthCare offers broad range of health and wellness programs and combines it with their experience in the industry and commitment to customer service. The CIGNA HealthCare companies have been delivering quality solutions for more than 125 years. The choices, quality and value employees want with the simplicity you as a broker need.
With a broad range of medical and dental plans offering multiple HMO, POS and PPO options Cigna's wide variety of products are offered on a stand alone basis, or as an integrated package which coordinates access to care across multiple clinical disciplines.
www.cigna.com

Colonial Supplimental Insurance - As the cost of healthcare continues to rise, Colonial Supplimental Insurnace has come up with a Medical Bridge plan that is a hospital indemnity policy that pays a lump-sum benefit per eligible hospital confinement or outpatient surgery. Medical Bridge insurance can help fill the gaps left by traditional insurance coverege and is designed to suppliment an employees's existing health coverage. www.colonial-paulrevere.com

Health Net, Inc.,Health Net of the North East, Inc. is a subsidiary of HealthNet, Inc. one of the nation's largest publicly traded managed healthcare companies, serving New York, New Jersey, Connecitcut and select counties in Pennsylvania. Health Net Healthcare Solutions provides the total solution for employer groups 50 and under in the Northeast by offering competitive and flexible plans, access to quality care and programs , as well as the tools and resources that empower comsumer decision-making.

HIP - A company with a 56-year record of leadership, during which time it has provided its members with outstanding access to quality, affordable health care. With more than one million members, including their recent strategic alliance with Vytra Health Plans, HIP is the largest HMO in the New York metropolitan area. HIP is also the first health care company in the nation to render its Web site in English, Spanish and Chinese.
When you want to offer your clients maximum choice and access to quality care at a price they can afford, there's only one answer. HIP! They offer a variety of plans to meet a variety of needs, including HMO, EPO and PPO plans HIP continues to provide access to quality, affordable health care.
www.hipusa.com

Horizon Blue Cross Blue Shield of NJ - In business since 1932, Horizon Blue Cross Blue Shield of NJ has been providing quality health care for individuals and employers. Horizon Blue Cross Blue Shield of New Jersey is a not-for-profit organization headquartered in Newark and it is the state's largest health insurer. They provide health care coverage to over 2.5 million people. The company has annual revenues of over $5.9 billion and employs about 4,600 people. Horizon offers HMO, POS, PPO, Open Access, Medical Savings Account and Traditional Indemnity Plans.
www.horizon-bcbsnj.com

Oxford has paved the way for many health insurance carriers with innovative plans and options. Now they are offering another new type of plan. Freedom Plan Metro. It is an alternative to Oxford's traditional plans in that it is "Pure Oxford that is remarkably affordable." With a different type of plan structure that is geared towards New York Small groups, it encompases lower premium costs with slightly higher Member outlay for healthcare services. The Freedom Plan Metro still Provides access to the fine Oxford network of doctors, hospitals and the quality that Oxford Members have enjoyed for many years. www.oxph.com

Prestige Employee
Administrators, Inc. Prestige is a Professional Employer Organization (PEO). A PEO is defined as an organization that provides an integrated and cost effective approach to the management and administration of the human resources and employer risk of its clients, by contractually assuming substantial employer rights, responsibilities, and risk and, through the establishment and maintenance of an employer relationship with the workers assigned to its clients.
PEOs deliver these services by establishing and maintaining an employer relationship with the workers assigned to its client and by contractually assuming substantial employer rights, responsibilities, and risk.
www.prestigeemployee.com

United Healthcare is a leader in developing successful, innovative health plan services. Offering Choice, Choice Plus and Select. They provide a broad range of coverage for a diverse group of markets. Most plans give you the freedom to see any specialist in the network without referral. Their goal is to provide higher quality, more affordable health care and satisfied members. www.unitedhealthcare.com

WellChoice means having access to high-quality physicians and preventative health services from up to 83,000 provider locations and 195 leading hospitals. The plans and programs offered are designed to meet your client's individual healthcare coverage needs, offering competitive rates and the freedom to choose what works for your client. WellChoice offers innovative healthcare coverage solutions to small employers (2 to 50 employees) and large employers (51 or more employees) in Northern and Central New Jersey. They offer both HMO and PPO plans. The service area includes the New York metropolitan area, where WellChoice holds a leading market position covering over 20% of the population, upstate New York, and New Jersey. They have the exclusive right to use the Blue Cross and Blue Shield names and marks throughout the New York City metropolitan area. As they build on their 69-year history serving the health insurance needs of New Jersey and NewYork, they are well positioned for growth.
www.wellchoicenj.com